Not Very Exciting News But Important Stuff

When one buys a piece of land that use to be a cow pasture there are things that need to happen in order for the land to become a tiny farm where you will eventually live. Even if you are out in the country it is helpful to have say water, power and sewer. But to get those things someone official has to come out and tell you where you can put these things. For doing that they bring a tape measure and you bring a checkbook. For all that effort you then receive permits for a well, septic system and let us not forget a permit for a driveway which the department of transportation has to approve and before you build anything you need that driveway because the DOT does not like their roads to be dirty. Then the power company engineer comes to tell you where you can put a temporary power pole until the house is complete then after that you can have permanent power. More meetings with the builder to finalize what you want the house to look like. After that you wait................and wait............and wait, because without an estimate from the builder for the cost of all this madness the bank will not move forward with your loan application until they have a number from the builder. Gone are the days when if you had good credit they just lent you money. Now I am convinced that with all the personal information the loan officer has collected she knows more intimate information about us than we do and we are just getting started with that relationship. I fully expect to open my medicine cabinet one morning and have her in there telling me that my toothpaste purchase is comprimising my credit score and if I don't watch it I will have to sell a kidney to make up the cash difference. But we are moving forward if slowly it is still forward.